By lifecomfortinsure 
Your comprehensive guide to luxurious travel
It can be exciting to plan a trip overseas, but make sure you are covered if you have any pre-existing medical conditions. You can travel with peace of mind when you choose to use Staysure Medical Travel Insurance. This blog explores the ins and outs of Staysure medical travel insurance, highlighting its coverage and benefits for travellers with medical needs.
Why Choose Staysure Medical Travel Insurance?
It can be difficult to find the right travel insurance if you already have a medical condition. Staysure offers comprehensive policies that address a range of health conditions, making it simple to obtain the coverage you require.
- Coverage for the Most Pre-existing Conditions: Staysure’s medical travel insurance can provide coverage for the majority of pre-existing conditions, including diabetes, asthma, and more serious illnesses like cancer.
- Unlimited Medical Expenses: If you choose the Comprehensive or Signature plans, you can relax knowing that your medical costs are fully covered for an indefinite period of time.
- 24-Hour Emergency Helpline: To make sure you can always get assistance when you need it most, Staysure offers a medical emergency helpline that is open twenty-four hours a day. Customer Service: 00 44 1604 210845
What Conditions Does Staysure Cover?
Staysure is the best option for people with a range of health issues because it specialises in covering pre-existing medical conditions. Here are some examples of the conditions they can treat:
- Respiratory Conditions: If you suffer from allergies, asthma, or chronic obstructive pulmonary disease (COPD), Staysure can provide you with specialised coverage.
- Cancer: Staysure can provide coverage to let you travel with confidence, regardless of the type of cancer you have been diagnosed with—breast, prostate, or another.
- Chronic illness: Staysure’s all-inclusive plans include coverage for ailments like diabetes, epilepsy, multiple sclerosis, and Parkinson’s disease.
- Digestive Conditions: Other conditions covered by Staysure’s insurance include diverticulitis, gastric reflux, and Crohn’s disease.
- Eye Conditions: With Staysure’s medical travel insurance, you can feel secure if you have glaucoma or cataracts.
- Heart Conditions: If you have your doctor’s clearance to travel, conditions like angina, atrial fibrillation, cardiomyopathy, and high blood pressure can be covered.
What Conditions Might Not Be Covered?
Even though Staysure covers a broad range of medical conditions, coverage might not be available in the following situations:
- Conditions That Could Endanger Your Life: Depending on your travel schedule and present state of health, Staysure might still be able to cover you if your condition poses a risk to your life. It is usually preferable to enquire directly with them.
- Unknown Diagnoses: Any claims pertaining to undiagnosed conditions might not be covered if you are awaiting a diagnosis or undergoing medical investigation.
- Unfit for Travel: Staysure will not be able to offer coverage for a trip if your doctor advises against it because of your health.
If you are unable to receive coverage from Staysure, you can find other specialised medical travel insurance providers on the Money Helper website.
What Levels of Coverage Does Staysure Offer?
Three coverage tiers are offered by Staysure: Basic, Comprehensive, and Signature. This is a brief analogy:
| Coverage | Basic | Comprehensive | Signature |
| Medical Emergencies & Repatriation | Up to £5 million | Unlimited | Unlimited |
| Cancellation Cover | Up to £500 | Up to £5,000 | Up to £10,000 |
| Cutting Your Holiday Short | Up to £500 | Up to £5,000 | Up to £10,000 |
| Baggage Cover | Up to £300 | Up to £2,500 | Up to £5,000 |
| Travel Delay | Up to £300 | Up to £1,500 | Up to £1,500 |
| Money and Passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 Coverage | Yes | Yes | Yes |
| Excess | £129 | £99 | £0 |
Whether you are searching for more comprehensive travel protection or just basic medical coverage, these options let you select the plan that best fits your needs.
What’s Not Covered?
To prevent unpleasant surprises later, it is critical to understand what your travel insurance does not cover. Policies from Staysure will not pay claims if:
- You are not following your doctor’s advice when you travel.
- After booking, you have decided not to go.
- You neglect to disclose any recent changes in your health or pre-existing medical conditions.
- You are travelling for consultations or medical care.
- Your prognosis is less than six months due to a terminal illness.
To ensure you are fully aware of the coverage, go over the details of your policy before leaving on your trip.
How to Register for Travel Insurance with Staysure Medical
Getting Staysure Medical Travel Insurance is a straightforward process. Here’s how you should approach it:
- Tell Them About Yourself: Give them specifics regarding your travel plans, yourself, and the kind of insurance you require.
- Medical Screening: Respond to a brief series of questions regarding your health issues.
- Choose Your Cover: Select a coverage level that satisfies your needs and, if necessary, add any extras that are optional.
- Complete Your Purchase: Your policy will be delivered to you via email once your purchase is complete, and you will then have travel insurance.
How Much Health Insurance Do You Require?
Emergency medical care overseas can be expensive. For example, in the USA, a stomach bug can result in up to £100,000 in medical expenses. For this reason, Staysure’s Basic policy provides up to £5 million in coverage for medical emergencies and repatriation, while its Comprehensive and Signature policies offer unlimited coverage.
List all of your medical conditions, advises an expert.
Staysure travel insurance specialist Vikki Measures says it is critical to disclose all medical conditions and to amend your policy if your health changes after you buy it. This guarantees that you will have coverage in case something unforeseen occurs while travelling.
Why Should You Believe Staysure?
Staysure, one of the most respected providers of travel insurance in the UK, offers:
- Costs for emergency medical care are unlimited.
- A 24-hour hotline for medical emergencies.
- Cancellation protection up to £10,000.
When you travel with Staysure, you can focus on having a great time because you are covered for any eventuality.
Discover More at Life Comfort Insure
If you are looking for more information on insurance needs, including travel, pet, or car insurance, visit Life Comfort Insure. We provide in-depth guides on our blog to assist you in making well-informed decisions regarding your insurance options.
Conclusion
Travelling with pre-existing conditions is made easier with the coverage that Staysure Medical Travel Insurance offers. Because of its easy application process, unlimited medical expense coverage, and customised policies, it is the best choice for people with health concerns.
Visit our main website, Life Comfort Insure, for the most up-to-date information on safe travels, as well as additional options and advice on travel insurance.
FAQs About Staysure Medical Travel Insurance
1. What is Travel Insurance with Staysure Medical?
Pre-existing medical conditions are covered by Staysure Medical Travel Insurance, giving travellers peace of mind in the event that they require medical attention while travelling. Depending on the policy selected, it offers varying degrees of protection for medical emergencies, baggage, cancellations, and other events.
2. If my illness is life-threatening, can I still purchase travel insurance?
Depending on your current health, the date and location of your trip, Staysure may in certain circumstances still provide coverage for life-threatening conditions. It is advisable to give them a call and speak with their medical screening team about your options.
3. Why are Staysure policies so expensive?
The excess is different based on the coverage level you select. The excess is £129 for the Basic policy, £99 for the Comprehensive policy, and not present for the Signature policy.
4. How can I get a Staysure Medical travel insurance estimate?
By visiting the Staysure website, entering the specifics of your trip, and completing the medical screening procedure, you can obtain a quote. After that, you can choose the policy that most closely fits your needs.
5. Can I change my policy once I have bought it?
Yes, you can make online policy amendments with Staysure. As needed, you can modify or add new terms to make sure you are always covered for your trip.
6. How can I get in touch with Staysure to get more details?
For more information, get in touch with Staysure by visiting their website or giving them a call. You might want to contact their medical helpline if you have any specific questions about medicine.